Golden Sun Funding provides nationwide equipment financing, working capital loans, SBA programs, and vendor financing solutions. We offer fast approvals, competitive terms, and a transparent process so you can focus on growing your business.
We provide comprehensive financing solutions to help your business grow and succeed.
New or used equipment solutions with flexible financing and leasing options to meet your business needs.
Fast access to working capital to manage cash flow, cover expenses, and seize growth opportunities.
Revolving credit lines that give you the flexibility to draw funds as needed for your business operations.
SBA 7(a) and 504 loans with competitive rates and favorable terms backed by the Small Business Administration.
Fixed-term business loans with predictable payments for expansion, acquisition, or major business investments.
Customized financing programs for vendors and dealers to help their customers purchase equipment and services.
We help small and mid-sized businesses secure the financing they need to grow and succeed. Our commitment to transparent terms and fast approvals sets us apart from traditional lenders. With over a decade of experience in commercial lending, we understand the unique challenges that business owners face when seeking capital.
Unlike traditional banks that often have rigid qualification requirements and lengthy approval processes, we've built our business model around flexibility, speed, and understanding what businesses truly need to succeed. Our comprehensive approach ensures that every client receives personalized attention and financing solutions tailored to their specific industry requirements and growth objectives.
Our streamlined underwriting process and advanced technology platform allows us to review applications quickly without sacrificing thoroughness. Most businesses receive preliminary approval within hours, not weeks, enabling you to capitalize on time-sensitive opportunities and maintain cash flow continuity.
No hidden fees, confusing language, or surprise charges. Every aspect of your financing agreement is clearly explained upfront, including payment schedules, interest rates, and any associated costs. We believe in building long-term relationships through honest, straightforward communication and fair lending practices.
Whether you're launching your first business venture or expanding your tenth location, we have financing solutions that match your experience level and growth stage. Our flexible underwriting criteria considers factors beyond traditional credit metrics, including industry experience, cash flow patterns, and growth potential.
Golden Sun Funding was founded on the principle that every business deserves access to fair, affordable financing. We've helped thousands of businesses across the United States secure over $500 million in funding, enabling them to purchase equipment, expand operations, manage cash flow, and achieve their growth goals.
Our success is measured by our clients' success. That's why we've maintained a 98% client satisfaction rating and earned numerous industry awards for our innovative approach to business lending. We don't just provide financing – we become your partner in growth, offering ongoing support and additional funding opportunities as your business evolves and expands.
Get answers to common questions about our financing solutions and application process.
Most approvals are returned within 24 hours of a completed application. Our streamlined process and experienced underwriting team work quickly to evaluate your application and provide you with a decision, so you can access the funding you need without unnecessary delays. In many cases, we can provide preliminary approval within just a few hours, especially for straightforward applications with complete documentation.
Prequalification uses a soft credit check, which means it won't impact your credit score. We only perform a hard credit check when you decide to move forward with a formal application, and we'll always let you know before doing so. This allows you to explore your options and understand your qualification level without any negative impact on your credit profile.
We specialize in equipment financing, working capital loans, SBA loans, lines of credit, term loans, and equipment leasing for small to mid-sized businesses. Our solutions are tailored to meet the unique needs of your industry and business goals. We also offer bridge financing, merchant cash advances, and invoice factoring to provide comprehensive capital solutions for various business situations and cash flow needs.
Generally, we look for businesses that have been operating for at least 6 months, have a minimum credit score of 550, and generate monthly revenue of at least $10,000. However, requirements may vary depending on the type of financing and your specific situation. We also consider factors like industry experience, business plan viability, cash flow patterns, and collateral value when evaluating applications. Even if you don't meet all traditional criteria, we encourage you to apply as we often find creative solutions for deserving businesses.
Typical documentation includes recent bank statements (3-6 months), tax returns or financial statements, a completed application, and identification. For equipment financing, we may also need equipment quotes or invoices. For SBA loans, additional documentation may be required. Our team will provide you with a complete checklist based on your specific financing needs and will help guide you through the documentation process to ensure a smooth application experience.
We work with businesses across virtually all industries, including manufacturing, retail, healthcare, construction, technology, hospitality, transportation, professional services, and agriculture. Our team includes industry specialists who understand the unique challenges and opportunities within different sectors. Whether you're in a traditional industry or an emerging market, we have the expertise and lending partners to help structure appropriate financing solutions for your business.
Loan amounts vary depending on the type of financing, your business's financial profile, and intended use of funds. Equipment financing can range from $10,000 to $5 million or more. Working capital loans typically range from $5,000 to $500,000. SBA loans can go up to several million dollars depending on the program. We'll work with you to determine the optimal loan amount based on your needs, cash flow capacity, and qualification profile to ensure manageable payments that support your growth objectives.
Interest rates and terms vary based on factors including credit profile, business financials, industry risk, loan type, and market conditions. Equipment financing typically offers the most competitive rates due to collateral security. Working capital loans may have higher rates but offer more flexibility. Terms can range from 6 months to 25+ years depending on the financing type and intended use. We work with multiple lenders to secure the most competitive rates and terms available for your specific situation.
Yes, we work with both startups and new businesses, though qualification requirements may be different compared to established companies. For newer businesses, we may focus more heavily on the owner's credit profile, industry experience, business plan strength, and initial capital investment. We also offer programs specifically designed for startup financing, including SBA microloans, equipment financing with reduced down payments, and working capital solutions tailored to new business needs.
No, there is never a cost to apply or receive quotes from Golden Sun Funding. Our consultation, application review, and quote services are completely free. We only earn compensation if we successfully secure financing for your business, which means our interests are aligned with yours. We believe in transparent pricing with no upfront fees, application fees, or charges for our advisory services. You'll know all costs and terms before signing any agreements.
Have more questions? Our team is here to help.
Contact Us TodayComplete our quick application or request a quote.
Get matched with the right financing options.
Review terms and sign your agreement.
Receive funding and grow your business.
Prequalify in minutes — soft credit pull available for most programs.
See how we have helped businesses like yours secure the financing they need for growth and success.
Golden Sun Funding is dedicated to empowering small to mid-sized businesses with the financial resources they need to thrive. With a range of tailored financing options, we offer quick access to capital with lenient credit requirements, ensuring you can focus on what matters most - your business growth.
Choosing Golden Sun Funding means choosing a partner who understands the challenges of running a business. With our commitment to transparency, customer satisfaction, and financial expertise, we help your business not only survive but thrive.
Golden Sun Funding has been featured with top business news platforms across the U.S., highlighting our dedication to empowering business owners like you.
