SBA loans are government-backed loans provided through approved lenders, offering lower interest rates and longer repayment terms than traditional commercial loans. The SBA guarantees a portion of the loan, reducing risk for lenders and making capital more accessible to small businesses.

What types of SBA loans do you offer?

We offer SBA 7(a) loans for working capital, equipment, and real estate, and SBA 504 loans for commercial real estate and large equipment purchases. Each program has specific requirements and benefits designed to meet different business needs.

What are the benefits of SBA loans?

SBA loans offer competitive interest rates, longer repayment terms, lower down payment requirements, and more flexible qualification criteria compared to conventional business loans. They're ideal for businesses that may not qualify for traditional financing.

How long does the SBA loan process take?

The SBA loan process typically takes 30-90 days from application to funding, depending on the loan type and complexity. Our experienced team helps streamline the process and ensures all documentation is properly prepared to avoid delays.

What are the qualification requirements for SBA loans?

SBA loan requirements include being a for-profit business, meeting size standards, demonstrating good character, investing equity, and showing ability to repay. Specific requirements vary by loan program, and our team will help determine your eligibility.

Discover Golden Sun Funding's Lending Solutions for Equipment Financing, Working Capital, and SBA Loans